gryphynkit pointed me at David Weber's
Oath of Swords. It's a fun book. I'm going to keep an eye out for the sequel. It draws on lots of the standard fantasy tropes without being a complete clone of Tolkien or D&D. I did sense some D&D influence in the metaplot, though:
Dungeon Master: Got your characters?
Player 1: I rolled up a Barbarian, and gave him a rank in Perform(Bailaika) 'cause I want to take a level of Bard later.
Player 2: I've got a Barbarian, too.
DM: [Looks at campaign notes, realizes the later adventures need a paladin] (to P2) You know, it would be really cool if you took a level of paladin.
P2: Nah, I don't like paladins.
Next session:
DM: You have strange dreams about being on a mission for the gods.
P2: I go the other way.
Next session:
DM: The head of the local temple comes on the boat and tells you you're destined to become a paladin.
P2: I throw him overboard.
Next session:
DM: A goddess visits you in the cave and says you'd make a great paladin.
P2: I tell her no.
Next session:
DM: The god of war appears and asks you to be his paladin.
P2: I tell him I don't like gods.
Next session:
DM: You're attacked by a huge monster. It's knocking down dozens of trees as it comes toward you. (To P1) Your Bardic Knowledge tells you it can only be harmed by divine magic.
P2: ALL RIGHT! I'LL BE A PALADIN!